We have been traveling internationally across 32 countries over the last 4 years in our camper. From North America to Europe, east into Asia and south into Africa. Everywhere we go, one thing is has been for certain. We need access to our money. Having our bank account in the United States can sometimes present a problem. It is not always easy to access our cash at ATMs around the world using our primary bank’s ATM card. There is often a hefty foreign transaction fee associated with withdrawing money in a different currency and most of the time, you are not going to get the best conversion rate.

This is why we have done all the research to figure out just what cards you should get to make this process easy and inexpensive. You can keep your existing bank and simply connect to it from any and all of the services we have outlined below. All of these services will save you money in foreign transaction fees, withdraw fees and even allow you to create virtual credit cards in the local currency to make purchases online while abroad. We personally use all 4 of these cards on a daily basis and it has made our life overseas much easier and painless. I hope you will find this video useful for your next trip overseas.

Best Cards and Accounts for Foreign Traveling

  • Charle Schwab Investment Checking

    • No foreign transaction fees
    • Monthly refunds on all third-party ATM fees
    • No monthly fees
    • No minimum deposot
    • Great exchange rates
    • Requires investment account to open
    • Debit card only
    • Online banking app
  • Chase Sapphire Preferred

    • No foreign transaction fees
    • 80,000 points after spending $4,000 in first 90 days ($1,000 in travel rewards)
    • First year annual fee waived. $95/year thereafter
    • 2x points on dining and travel purchases
    • Travel benefits
    • Purchase protection
    • Great exchange rates
    • Online banking app
  • Transferwise

    • No foreign transaction fees
    • No monthly fee
    • Great exchange rates
    • Transfer funds online in multiple currencies
    • Debit card only
    • Full-featured Android/iOS app
  • Revolut

    • No foreign transaction fees
    • No monthly fee
    • Great exchange rates
    • Transfer funds online in multiple currencies
    • Virtual credit cards
    • Debit card only
    • Full-featured Android/iOS app

As we find more services like these we will continue to update our blog with new and updated information. Make sure you are signed up to our newsletter so you will be updated with the latest information to help your life on the road easier and more enjoyable!

Dan


Dan Lin

I am a modern nomad traveling full time around the world with my family since 2008. Currently in Europe living in our DIY Sprinter 4x4 Camper Van. You can find me sharing more about this lifestyle on Instagram or YouTube. For our travel content, check out malimish.com.

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